The Great PayPal and Offerjewel.com Scam

So there I was, early on Christmas eve morning, buying small add on bits and pieces for my new Kawasaki motorcycle online and selling the bits and bobs from my old one using PayPal, which I have done without incident for some thirteen years, up to Christmas Eve of 25 that is....

One of my traits when looking for components is to compare prices from the OEM and their supply chain in search of sale offers on the same component.

I don’t spend too much time on this but I usually do about an hours worth of such dithering.

I have been purchasing these items using PayPal as I thought it was more secure than my credit cards.

I had come to use PayPal for this sort of transaction as years ago I had issues with eBay on something I bought from a bad actor who also attempted to fraudulently drain my bank account using eBay process and muscle after I sold the item on eBay.

Once upon a time PayPal and eBay were one and the same organization.

I had bought into the protections PayPal claimed they offer their customers against this sort of crim activity.

I had built up a kitty of $425 in my PayPal debit account and things were going along swimmingly until early Christmas eve morning when I saw an offer for a Tusk 2 handlebar riser for $25.99 and then saw they had the tank pad rubbers I was also looking for, for $8.99.

Both roughly 54% less than normal.

The website name was a bit of a concern though. Offerjewel.com for motorcycle bits? Mmm...

I was immediately dubious but went ahead anyways, thinking $34 is not the end of the world if nothing arrived.

I obviously was not awake enough to think through this purchase for a very moderate $34 and even if it sent me nothing, $34 was not the end of the world was where my head was at before the coffee molecule woke the sole surviving synapse up from it's slumber.

I did look up offerjewel on the BBB for known flags before I went ahead though, and I did not find anything there in my cursory foray. I shoulda done a better job…

Within 90 seconds of processing the $34 transaction for these two items though, I was fully awake, as PayPal immediately executed unauthorized transactions that wiped out my entire $425 debit balance and added $123 withdrawal from my bank account, just to add insult to injury.

No mention of the offerjewel.com website you thought you were buying from or the original amount you committed to on the PayPal transaction details either!

This $34 transaction had escalated from a vanilla $34 transaction to a full on rip off of $548 dollars!

The transaction appeared as a charge for 82, 000 Japanese Yen from someone called Tyler Ali with an email that read PayPal@Aileen.Kingley.yydcu.com

Not only that, but this transaction also produced a USPS delivery and tracking number that claimed it had already been delivered to me, on November 15th!

This is elaborate fraud that by implication involves time travel!! (a neat trick to ship something before you order it, don't you think?).

Clearly impossible to have had a USPS delivery within 5 minutes of the offerjewel.com $34 transaction appearing as an unauthorized $548 fraud scam from one Tyler Ali and Aileen Kingley you had never known about prior to your offerjewel.com purchase.

Closer examination of the shipping details on the PayPal transaction claimed it was shipped November 15th! This appeared within 5 minutes of the transaction kickoff!

This was the fishy business that alerted me to the sickening fact I had become another victim of internet crime.

I immediately contacted PayPal security, my bank and reported this to the FBI, my local police and the BBB.

My Bank and my credit card companies were outstanding and blocks on all PayPal transactions were placed within hours of this fraud I had been subjected to being reported.

PayPal's handling of the matter on the other hand was another alarming matter entirely.

When you go to offerjewel.com or one of the many fraud scheme web sites they run, (over 40 of them) they have malware that scans the sites you have been visiting online with your computer and also to see what your balances are on your PayPal debit card as well as what credit cards and bank accounts you have linked to PayPal.

They have to have inside knowledge of this or PayPal are sharing information with them illegally. PayPal are not allowed to confirm how much your account balances are to any seller.

Offerjewel then proceeds to execute a whole bunch of unauthorized transactions that charge your bank account and credit cards with unauthorized fraudulent amounts through PayPal.

You enter your banking details with PayPal when you setup an account with them and they somehow just grab whatever is there without confirmations to you the victim.

This piece was eye opening to me. This is a PayPal achilles heel and the crims are exploiting it like tomorrow is never coming.

PayPal do not seem particularly bothered that this fraud has been perpetuated with their process and mechanisms and do nothing to help you like the credit card companies and your bank do when dealing with this sort of fraud scheme.

I got several emails from PayPal telling me this "may" be sorted out by June of 2026 and they suggested I myself contact the seller (sic) and beg for a refund as my first recourse.

This is a serious joke, the "seller" is not selling anything, their website purports to be selling, it is all just a massive fraud and the "seller" is a bona fide criminal.

PayPal know this very well by the way - I happen to know quite a few of their senior security people but I was shocked to learn from them that they do not protect their customers at all.

I was also shocked to learn they knew all about offerjewel, Tyler Ali, Aileen Kingley and several dozen others and how the whole elaborate fraudulent scheme works.

This is perplexing from PayPal as this model is not sustainable for them at all.

If this happens to too many PayPal users they will all close their accounts and write blogs like this one to warn users to be on the lookout and beware of these sorts of PayPal facilitated fraud scams.

Two individuals seem to be behind this BS but there are people inside of PayPal that are also aiding and abetting their crimes to make their efforts at this fraud be a very rewarding endeavor.

I also got an email from PayPal acknowledging this was indeed a fraudulent and unauthorized transaction but they also added that I speak to the seller (sic) to get a refund - absolving themselves of any responsibility along the way.

I sent several emails to these offerjewel.com scumbags and after the second one the emails started bouncing, so the seller is unreachable.

My lawyers have news for PayPal with this approach of theirs however…

This made a total mockery of their claimed customer protections against this sort of crap.

My first thought about that was WTF?!

If AMEX, My bank and all the credit card companies can sort this type of fraud out in minutes what the fuck is the problem with PayPal exactly?

This leads me to conclude that this resistance from PayPal to remedy such obvious and blatant fraud makes them complicit in these crimes.

Several Federal Law enforcement folks seem to have arrived at this same conclusion as well by the way.

I have so far spoken to about six of them on this matter and the unprompted sentiment they all stated was unanimous!

There can in fact be no other sane conclusion on the situation after closely examining what they are all collectively doing here.

I see things pretty simply in life.

You are either with me or against me and PayPal are definitely not with me here. This forces the conclusion that PayPal are complicit in the crimes perpetuated against me and many other victims here.

I did not Authorize a $548 transaction but they allowed it to happen and communicated with me without any balances being shown in their emails to me.

This is a failing on PayPal's part.

For example you buy something from Amazon one day and suddenly Vladimir Putin is draining your bank account??

You just know you bought something on Amazon, where did Vlad Putin come into the transaction exactly?

My story with Offerjewel.com is similar to that example, I don’t know anything about Tyler Ali or Aileen Kingly until I scrutinize the transaction details and I certainly don’t know about 82,000 Japanese Yen either.

I authorized $34.

I also got ZERO email from offerjewel.com that was an invoice with shipping details, because they are not shipping me anything or wanting to share the transaction with me or PayPal as to what they claim they sold me for 82,000 Japanese Yen.

Funnily enough the offerjewel.com website is suddenly missing from the internet and the contact emails for the "sellers" aka the criminals, bounces.

Classic internet fraud 101 hallmarks.

I am now at the beginning of what will be a long and protracted battle to recover my $548 from PayPal.

I got nothing for my $34 transaction but a $548 fraud scheme and all I know is PayPal did nothing to protect or help me.

This means that after 13 years of using PayPal, that I will close all my PayPal accounts and activities and also spend a lot of time writing blogs, appearing in YouTube events and Podcasts I partake in on the subject of computer based crimes that are to be found on the internet and influencing people to never use PayPal for anything because they just facilitate these criminals taking all your money.

I am also in touch with my local senator and congressman and am going to make a lot of noise about this shit wherever I can.

The FBI it must be said are well versed in this shit and are investigating PayPal and these offerjewel.com individuals (Tyler Ali, Aileen Kingly and co), and they have a lot of Information on all of these scumbags.

I am disappointed PayPal do nothing to protect themselves and their customers as this can only end one way - with their total demise.

For any of you out there also experiencing the PayPal indifference to fleecing you, I suggest you go into your PayPal settings and remove all your banking and credit card information with immediate effect and also contact your bank to place an 18 month ban on all transactions from your bank account and credit cards with PayPal.

It will be the best $30 you will ever spend.

Do not purchase anything via PayPal from any web site ever again - even the known ones like Amazon or the manufacturers of the goods you want to purchase.

Use your traditional credit Cards for these purchases as they have the protections against this sort of fraud and they fix this shit real quick, not the six months PayPal offer - after suggesting you beg the perpetrators of the crime to give you your money back.

They are criminals, why the fuck would they do that? Is someone at PayPal taking powerful drugs? Zero credibility with me from this point onward and I will influence tens of thousands to follow suite and each one of those will influence hundreds more themselves.

Everything on OfferJewel.com is an elaborate scam to make you think you are getting 50-54% off the normal price but the only thing you will get is a drained bank account and nothing you thought you were ordering, because they have nothing to sell.

The USPS shipping, tracking and delivery they show is also a total scam, the transactions are all unauthorized fraud and PayPal facilitate their crimes with all of this shit big time.

The feds are digging into the USPS angle of this shit as well by the way.

To me it looks like these criminals have somehow managed to get the last two valid shipment dates information on my last two valid purchases, which were November 15th and 17th - which also requires inside information at PayPal to make it look like the shipment in their fraud was valid - only problem is you cannot ship something before the transaction date even happened.

Another PayPal Achilles heel exposed.

Offerjewel.com also have a subscription scam charge that will appear on your bank account (via PayPal) every month that is also rather hard to get rid of by the way.

You should also get lifelock protection immediately if you have fallen victim to this offerjewel.com and PayPal scam.

Do not waste any time removing all your banking info from your PayPal settings and calling your bank for all PayPal transaction blocks with immediate effect.

This shit fucked my Christmas up real good by the way.

If you run across this sort of scam website offering 50-54% discounts over the normal price just know it is all an elaborate AI based scam.

Especially when you suddenly see rows and rows of stuff that you have in fact been shopping for presented at these massive discounts.

You have been informed!

It is in fact too good to be true! All of their fraud scam sites look like this at the moment by the way.

So if your fave search engine takes you to a legit looking web site offering 50-54% discounts on everything you were looking at and it just happens to neatly have everything you have been shopping for in the last 6 months nicely lined up, then know you are being phished for a huge scam!

I hope they get all of these tossers and chuck em all in jail and then just hang them one morning.

Sounds blissful to me!

December 29th update

After festering on this $548 fraudulent transaction that ruined my entire Christmas I called PayPal Monday the 29th, in the morning after getting the AI prompted loop I just kept shouting "Operator" and I finally got to speak to a human being.

Within 10 minutes this shit was getting sorted out - as it should have been, I hope it is at any rate as they seem to be progressing at a snails pace on this shit.

They still referred to the criminals as "sellers", despite knowing that offerjewel.com is a big rip off and that Tyler Ali and Aileen Kingly are big time fraud criminals who belong in jail!

Now I have to wait to January 8th for the thing to get sorted out! Fucking ridiculous is what that shit is.

Even more ridiculous compared to how fast AMEX and Chase sort this out on their end.

Note their tracking on the same transaction shows it shipped in November for a transaction that was done on Christmas eve, a clear fraud if ever you saw a clear case of fraud! I know this for a fact as time travel is not a thing yet.

Speaking to an actual person instead of a shitty PayPal AI bot has however gone a long way to restoring my faith in their system but I will be the final Judge of that when or IF I actually see my $548 returned - well it is only $425 as my bank was alerted in time to stop the second part of the fraud transaction taking place.

I still have questions on how they can allow a shady "fraud" website like offerjewel.com to be operated with PayPal sanction though??

It takes 5 minutes on Google and Reddit to uncover MASSIVE fraud with these clowns and it did not take me much longer to find these perps are actually all in San Jose, fairly close to PayPal's own offices, actually.

Co-Incidence? I don't think so!

I then called some of my pals in law enforcement at the FBI and the police to dive into this crap and they remain steadfast in their belief this whole thing is from people inside PayPal who know how the system works (sic) working in cahoots with these criminals.

This is not a small operation either and the owners of offerjewel.com and other fraud sites they use have gone to great lengths with icann and other internet authorities to hide their details from public view.

This operation is Chinese funded with North Koreans doing the tricky software and several Chinese bad actors in Japan doing transactions and money laundering in Japanese Yen.

There also seem to be 5 additional bad actors in Singapore who are involved in this BS by the way.

Bad Boys, Bad Boys, what you gonna do when they come for you??

The FBI has access to these records and their cyber crime folks are working on cracking this ring of thieves and bringing them all to justice.

I will work with my senator and congressmen to have laws changed (back to the pre 1829 laws) so that we can publicly hang the bastards after swift trials in public like we did in the good old days when people understood what consequences awaited them for stealing horses (instant hanging) Cattle (also near instant public hangings) and plain old theft.

I favor the Saudi treatment here where all their limbs get chopped off in public as an example to other criminals.

There can be no other way!

January 2nd Update

On the morning of January 2nd I look at my junk email to see if I had any PayPal updates on the fraud in this case.

I indeed had an email from them stating they had investigated and decided this was "normal" and that I have no case.

Boy was I mad.

So I call these clowns yet again and ask them to look at the fucking details and explain how it is all "normal".

First off, how is it possible they shipped me something on November 17th when the transaction for $34 was done on December 24th??

By the way every time I look at the shipment information on PayPal it has a different ship date - this morning it was November 15th now it is showing as November 17th

Then they failed to explain how a $34 purchase for two Kawasaki Motorcycle accessories for $34 resulted in a $548.87 transaction in Japanese Yen????

I authorized $34 to https://offerjewel.com not Tyler Ali. I did not Authorize 82,000 Yen with anybody.

I think I am going to have to sue PayPal here....

In the meantime I will cancel all PayPal transactions on my account.

I will now never use PayPal again no matter what the outcome is here and I have demanded a check for $425 to be mailed to me and that they close my account.

Fuck PayPal is my current thinking stream.

January 3rd Update

On Saturday Jan 3, I called PayPal again and demanded to speak to a manager as I was done conversing with monkeys.

I had to do this twice with different levels of these people blocking you from the pay dirt management level people.

All they do is repeat it will get sorted but the time starts from 0 every time you call them apparently.

Nobody could tell me if they had contacted the criminals posing as "sellers" until I got to this pay dirt level.

After a few holds and checks on the phone, I learnt from a more senior human that the prior emails were miscommunication centered around the classification of the dispute, not the fact I had been defrauded.

I was not claiming someone had illegally logged on to my account, I was disputing the amount they took and the fact I got nothing and that the crims could not articulate what, exactly, they had sold to me (apart from fraud - but I was not in the market for fraud).

PayPal thoroughly failed to articulate what was being adjudicated in these emails.

I think they do this in the hope people will get mad and close their accounts when they read these very broadly defined sans specifics case denied emails they send out willy nilly.

I eventually get told the “”seller” aka the criminal perpetrators of this fraud crime slipped up on account verification and PayPal now acknowledged that the whole transaction was indeed fraudulent bullshit.

So now I am waiting for my $425 credit and then I am almost certainly going close my PayPal account.

This is unfortunate, and inconvenient but it is what it is, as I now have ZERO faith that PayPal is safe.

I am switching to square and venmo with my credit card in a three pronged gap filler which I will just have to manage better.

I have heard horror stories from some people who had every cent in their bank accounts taken via these PayPal scams and these are not people with resources to deal with this sort of dire financial event.

I am even hearing stories of some people who were so broken and devastated by this crap that they just gave up and went to suicidal levels in their despair and anger.

I fully understand how they felt and feel.

These sorts of setbacks can be pretty devastating..

Me, I become a rabid bulldog when I get wronged and start barking and biting at the best places I can bark and bite at with the tools we have as customers.

There is actually a lot you can do.

My advice to folks dealing with PayPal claims that everything is legit is to go bulldog on their dumbass and double down on the tenacious side of what you can do.

Most importantly, if you have been defrauded, do not take "this is normal" for an answer.

Let the BBB know, fill out the stupid FBI forms to file a complaint, report it to your police station, call PayPal daily to protest their antics and make it clear you’ll give up on the 31st of Never or the day after hell freezes over.

You can also call your congressman and senator though in my case this is like telling one group of thieves about the thievery of other thieves. I live in California after all.

I have a verbal and written communication from PayPal that I will get my money back, but we’ll see……Regardless, the way they dealt with this and treated me made me ask "do I really want to do business with people that treat me like this?".

The answer is a big fat emphatic "Fuck, No, Never Again!".

It is now January 6th and I have not heard a damn thing from PayPal which is just making me more irked by the hour.

In the meantime I cancelled all subscriptions and business I was doing through PayPal in toto, as I said I would.

So when I get my $548.84 refund I will take that down to zero and depart all PayPal related transactions to the end of time STAT, ASAP.

January 9th Update

These PayPal folks are stalling in a way most unbecoming of a large organization like they are.

The three days they claimed they needed to "review the fraud" have long gone and I got three emails today saying the same thing - still under review, we will get back to you.

How much analysis of they have crims working within their org with these external crims do they need to do exactly?

I pointed out the shipping data the crims supplied was a month before the transaction and delivery to two different addresses in Ohio - I don't have an address in Ohio and have never even been there.

I felt I needed to point out the obvious to them here as well as they seem on a par with a lead brick in terms of intelligence and joining the dots together.

My Rabbi would be impressed with my patience!

Oh well, I guess I will just have to be in a permanently pissed off state while I wait for these clowns to get their circus in order.

Tick, Tick, Tick, goes the clock....Oi vey, they wasted another day!